Here are the differences between personal and business accounts:
Verified Business Accounts:
As a verified business account, there are no limits on the transactions! You can send and receive transactions without worrying about limits. 🚀
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Single withdrawal limit: 25,000 AED
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Fees: 2.6% + 1 AED per transaction
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Free cash-outs once a day
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Features
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The process can take 1-2 business days for cash-outs of 25,000 AED or less, and 4-5 business days for cash-outs above that amount.
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ZiiBoard, Payment links, QR codes, Multi-user access
Non-verified Business Accounts:
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Per transaction limit: 3,600 AED
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Money received per month limit: 25,000 AED
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Money sent per month limit: 140,000 AED
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Single withdrawal limit: 18,000 AED
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Fees: 2.6% + 1 AED per transaction
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Free cash-outs once a day
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Features
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The process can take 1-2 business days for cash-outs of 18,000 AED or less, and 4-5 business days for cash-outs above that amount.
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ZiiBoard, Payment links, QR codes
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Personal Accounts:
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Per transaction limit: 3,600 AED
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Balance limit: 18,000 AED
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Single withdrawal limit: 18,000 AED
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Single received transfer minimum: 2 AED
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Single Received Transfer Maximum: 3,600 AED
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Total Volume Sent in a Calendar Month: 25,000 AED
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Total Volume Received in a Calendar Month: 50,000 AED
Fee
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Sent Transfers Fee: Every month, You can send 5,000 AED free of charge per month using certain payment methods. The fees are 2.9% + 1 AED for every transfer beyond that. Transfers to businesses are not included in this and are free of charge for the sender.
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Received External Payment Fee: You will not be charged to receive funds from a non-Ziina user, the payer will be charged 2.9% + 1 AED. Although, they can join Ziina and send the payment through the app, free of charge too.